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Medicare in Monterey, Massachusetts 2024

Save money and get better coverage from your Medicare plan.

Find the right Medicare plan for you

Want to discover how to sign up for Medicare in Monterey, Massachusetts or what plans are available? You’ve come to the right place. Connie Health gathered the vital details you need to sign up for Medicare, your plan options in Monterey, Berkshire County, and Medicare providers in your area.

2024 Medicare Facts for Monterey

Original Medicare (Parts A & B)

  • There are 37,229 Medicare-eligible people living in Monterey, Massachusetts.
  • Most Medicare beneficiaries pay $0 for their Medicare Part A premium. For those that pay a premium, it's $0 or $505 each month, depending on how long you or your spouse worked and paid Medicare taxes.
  • The Medicare Part A deductible is $1,632 before Original Medicare starts to pay for inpatient hospital stays, plus copayments.
  • The majority of Medicare beneficiaries pay for their Medicare Part B coverage. The standard Part B premium is $174.70 per month. Your Part B premium could be higher because of your income (IRMAA).
  • The Medicare Part B deductible is $240 annually before Original Medicare starts to pay, plus 20% coinsurance for all Medicare-approved services.

Medicare Part C (Medicare Advantage)

  • Of the 37,229 Medicare beneficiaries, there are 6,961 enrolled in a Medicare Advantage plan in Monterey. That’s 18.70% of those enrolled in Medicare in Monterey.
  • All Medicare eligibles have access to a $0 premium Medicare Advantage plan, and there are 7 $0 premium plans in Monterey.
  • If you pay a premium for a Medicare Advantage plan, the average cost is $93.90 per month. And the average out-of-pocket max is $5,888.24 per year.

Read more about Medicare Advantage plans in Monterey.

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Speak with a local licensed insurance agent

M-F 9am - 5pm

No obligation to enroll

1-888-369-1211
(TTY: 711)

Medicare Part D (Prescription drug coverage)

  • You have 21 Medicare Part D prescription drug plans to choose from in Monterey.
  • Medicare Part D premiums range from $0.50 to $155.80 per month in Monterey. The price depends on whether you enroll in a basic or enhanced benefit plan, and your prescription drug needs.
  • The average monthly stand-alone Part D premium in Monterey is $65.85.
  • There are 14 plans available in Monterey that Medicare rated three stars or higher.
  • 31.75% of Medicare eligibles with a stand-alone Part D plan get Extra Help.

Read more about Medicare Part D plans in Monterey.

Medicare Supplement (Medigap)

  • There are 12 Medicare Supplement plan types to choose from in Monterey. These include Medicare Supplement Plan A, Plan B, Plan C, Plan D, Plan F, Plan F high-deductible, Plan G, Plan G high-deductible, Plan K, Plan L, Plan M, and Plan N.
  • The cost of a Medicare Supplement plan in Monterey ranges from $40 to $1,478 depending on the Plan Type you choose, your age, sex, whether you smoke, and when you enroll.
  • The annual prescription drug deductible ranges between $0 - $545 in Monterey, Massachusetts.

Read more about Medicare Supplement plans in Monterey.

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What is Medicare?

Medicare is a health insurance program created by the government. There are 27.9 million people who have Medicare in the United States. And there are 37,229 Medicare-eligible people in Monterey. If you're eligible for Medicare, this means that you're in good company.

People who are 65 years old or older, certain younger people with disabilities, and individuals with End-Stage Renal Disease (ESRD) or other qualified illnesses can get help from Medicare to pay for medical costs like doctor visits, hospital stays, and other treatments.

Connie Health can help you compare your plan options and find the plan that suits your unique health & budget needs. Call 1-888-369-1211 to speak with a local licensed agent.

Medicare Plans in Monterey

Original Medicare (Part A and B) is the most basic coverage offered by the government for people who are eligible for Medicare. You enroll in Medicare Part A and Medicare Part B when you first become eligible for Medicare.

There are also plan options that expand Original Medicare coverage. These options include Medicare Advantage (Part C), stand-alone Medicare Prescription Drug Coverage (Part D), and Medicare Supplement (Medigap) plans.

Image showing Medicare coverage options based on individual needs

Most people enrolled in Medicare expand their coverage because Original Medicare doesn’t have an out-of-pocket maximum. Without expanded coverage, you could expose yourself to high out-of-pocket costs, a financial risk.

By enrolling in a Medicare Supplement and/or a Medicare Part D stand-alone prescription drug plan, you get help with some or all of your Medicare out-of-pocket costs, plus prescription drug coverage.

With a Medicare Advantage plan, you receive your coverage in a single plan: Medicare Parts A and B, and comprehensive dental, vision, and hearing coverage. Plus, most plans include prescription drug coverage. 18.70% of Medicare beneficiaries in Monterey are enrolled in a Medicare Advantage plan.

Connie Health can help you compare your plan options and find the plan that suits your unique health & budget needs. Call 1-888-369-1211 to speak with a local licensed agent.

When to Enroll in a Medicare Plan in Monterey

Knowing when to enroll or make plan changes can help you save money.

Enrolling in Medicare for the first time, or are you interested in making a plan change? Skip to the section that applies to you - and mark the dates in your calendar.

Enroll for the First Time

If you’re new to Medicare, the best time to enroll in Medicare is during your Initial Enrollment Period. If you miss that, you can still enroll during the General Enrollment Period (January 1 - March 31) or Special Enrollment Period, but likely with penalties.

Image showing the Initial Enrollment Period for a Medicare Advantage Plan, which is 3 months before or after your 65th birth month

Make A Plan Change

The best time to make a plan change is during the Medicare Annual Enrollment Period (October 15 - December 7). During this time, anyone enrolled in Medicare can review their plan options for the coming year and ensure that their plan choice meets their health and budget needs.

Image showing the Medicare Annual Enrollment Period (AEP), between October 15th and December 7th

If you need to make a plan change because you moved to a new service area or lost coverage, among other reasons, you could qualify for a Special Enrollment Period.

Whether you’re enrolling for the first time or making a plan change, Medicare in Massachusetts can be confusing. You don’t have to sift through your options alone. A local licensed agent can help.

Call 1-888-369-1211 to speak with an agent today and review your frequently asked questions below.

Medicare Doctors Near Me in Monterey, Massachusetts

Having trouble finding doctors that accept your plan? The search for a trustworthy physician can feel overwhelming, but no need to worry. Say goodbye to endless phone calls and time-consuming online searches.

We’ve modernized the process with our convenient online platform. Enter your address and plan information, and let Connie Health do the heavy lifting. We'll locate Medicare doctors near you.

Find a Medicare doctor near me

Why Connie Health

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Local licensed insurance agents:

Independent agents, who live and work in your community, can help you access the best care for you in your area.

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Compare all major insurance:

Our technology will help you find the plan that best fits your budget and health needs.

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Our service is free:

You receive unbiased advice since our agents receive the same commission regardless of the insurance plan selected.

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Ongoing support:

Once you have selected an insurance plan, your dedicated team will help you use your benefits and answer your questions.

A licensed agent is ready to answer your questions. Please call Connie Health at 1-888-369-1211 for help finding a plan tailored to your health and budget.
Image of David Luna, co-founder and Chief Revenue Officer of Connie Health

Speak with a local licensed insurance agent

M-F 9am - 5pm

No obligation to enroll

1-888-369-1211
(TTY: 711)

Frequently Asked Questions

The local Medicare office for Monterey, Massachusetts is 78 Center St, Pittsfield, MA 01201. Phone: 1-866-446-7111.
Medicare has national offices in Maryland and Washington, D.C., and ten regional offices in the United States. Medicare does not operate in local offices, but you can apply for Medicare at any local Social Security office or through Connie Health. Also, most questions can be answered through the Social Security Administration’s toll-free phone number 1-800-772-1213 or by speaking with a Connie Health local licensed Medicare agent at 1-888-369-1211.

Connie Health has local licensed Medicare brokers in Monterey, Massachusetts. Call 1-888-369-1211 to schedule a time to meet with an agent in your home or other preferred location, by video call, or by phone. You can also review your Medicare plan options online with the Connie Health Medicare plan finder tool.

A local licensed Connie Health Medicare agent is available to meet with you in your home or other preferred location, by video call, or by phone. Call 1-888-369-1211 to speak with a Medicare agent in Monterey, Massachusetts. You can also review your Medicare plan options online.

When searching for a Medicare doctor near you in Monterey, Massachusetts, use the Connie Health Medicare provider tool. Connie Health has made it easy to find a trustworthy Primary Care Physician who accepts Medicare near you. Enter your address and plan information if you have it, and the tool will provide a list of doctors near you. Find your Medicare doctor today.

Medicare is a federal health insurance program in the United States designed primarily for individuals 65 and older, though it also covers certain younger individuals with disabilities or specific diseases. Medicare consists of several parts (Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, and Medigap), each covering different aspects of healthcare services.

Standard Medicare plans, Part A and Part B, do not cover most dental services, including cleanings, fillings, tooth extractions, or dentures. However, some Medicare Advantage plans (Part C) may offer dental coverage as part of their additional benefits.

Medicare Part B is a component of Original Medicare, often called hospital insurance. It covers outpatient care, preventive services, ambulance services, and durable medical equipment. It generally requires a monthly premium and helps pay for medically necessary services and supplies.

If you're not automatically enrolled in Medicare, you can sign up during your Initial Enrollment Period, which begins three months before you turn 65, includes your birth month, and ends three months after you turn 65. You can sign up online via the Social Security website, by phone, in person, or by speaking with a Connie Health agent at 1-888-369-1211. Once enrolled in Medicare Parts A and B, you can explore your Medicare Advantage, Medicare Part D, and Medicare Supplement plan options with your local licensed Connie Heath agent.

Medicare Part A, also known as hospital insurance, covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home healthcare services. Most people qualify for Part A without paying a premium if they or their spouse have paid Medicare taxes for a certain amount of time while working.

Individuals who are U.S. citizens or permanent residents are eligible for Medicare at age 65. Under certain conditions, younger individuals with disabilities or those with End-Stage Renal Disease or Amyotrophic Lateral Sclerosis (ALS) may also qualify for Medicare coverage.

The cost of Medicare Part B varies depending on your income. In 2024, the standard Part B premium is $174.70 per month, but it can be higher for individuals with annual incomes above a certain threshold. These thresholds are called Income Related Monthly Adjustment Amounts (IRMAA) and are in addition to the standard Part B premium.

You typically become eligible for Medicare when you turn 65. However, individuals under 65 may qualify if they have specific disabilities or conditions like End-Stage Renal Disease, Amyotrophic Lateral Sclerosis (ALS), or chronic heart failure.

The ideal time to apply for Medicare is during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after your birth month. Applying during this period helps avoid late enrollment penalties and ensures coverage begins as soon as possible.

No, not all doctors accept Medicare in Monterey. When you choose your Medicare plan, you must also choose a Primary Care Physician (PCP) that accepts Medicare. Connie Health has made it easy to find a trustworthy doctor near you. Don’t spend your time on calls or searches. Instead, enter your address and plan information, if you have it, into Connie Health’s tool. Then, we’ll provide a list of Medicare doctors near you.
Don’t stress about finding a doctor or specialist who accepts Medicare. Find your Medicare doctor today.

You can apply for Medicare in Monterey by calling Connie Health at 1-888-369-1211. A local licensed agent will help you navigate signing up for Original Medicare Parts A and B. They’ll also review your options for expanding your Medicare coverage.

The best Medicare Supplement plan is the one that best suits your health and budget needs. In Monterey, Massachusetts, the two most popular Medicare Supplement plans are or offered by these popular insurance companies: Humana Insurance Company, Tufts Insurance Company. You may want to explore these plan types and companies to see if they suit your unique Medicare needs.

There isn’t an overall best Medicare Advantage plan because your health choices are unique to your health and budget. There is no “best plan” because what serves your neighbor likely won’t serve you best. Medicare isn’t one-size-fits-all.

You can compare Medicare plans online or with a licensed Connie Health agent in Monterey, Massachusetts. A local licensed agent can discuss your Medicare plan options via phone, in person, or video chat, whichever you prefer. Call 1-888-369-1211 to schedule an appointment or review your Medicare plan options online.

More information about Medicare plans in Monterey is available by calling 1-888-369-1211 and speaking with a local licensed agent in your area. You can make an appointment to talk in person, over the phone, or by video chat. Or by reviewing Medicare plan options online.

Medicare plans may be available in the following zip codes in Monterey, Massachusetts: 01245.

Sources

“2021 Medicare Supplement Loss Ratios.” National Association of Insurance Commissioners.

“Costs.” Medicare.gov.

“Fact sheet - Medicare Open Enrollment, 2024” CMS.gov.

“Find a Medigap policy that works for you.” Medicare.gov.

“MA State/County Penetration.” CMS.gov.

“Monthly PDP Enrollment by State/County/Contract.” Medicare.gov.

“Prescription Drug Coverage - General Information.” CMS.gov.

“Social Security Office Locator.” The Official Website of the U.S. Social Security Administration.

“The State of Medicare Supplement Coverage.” AHIP.

Last updated: November 22, 2024