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Medicare Advantage Plans in Houston, Texas

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While there are 182 Medicare Advantage plans in Texas, there are 52 plans available to you in Houston, Texas. Houston is located in Brazoria County. Connie Health gathered the plan cost and coverage information that matters most to you. Continue reading to discover the Medicare Advantage plan right for your health & budget and when to enroll.

2025 Medicare Advantage Plan Facts for Houston

Why Choose a Medicare Advantage Plan?

There are three primary reasons you may choose to enroll in a Medicare Advantage plan:

Medicare Advantage value Connie Health

1. Low or no-cost monthly premiums

You have access to a Medicare Advantage plan as low as $0 monthly. If you don't qualify for a $0 premium plan, the average is $73.45 per month. This premium is low, especially compared to a Medicare Supplement plan or your Part B premiums.

2. Lower out-of-pocket costs

Original Medicare doesn't cap their out-of-pocket costs, so you could end up with unexpectedly high medical bills. With Original Medicare Part B, you must pay the premium, deductible, and 20% coinsurance for Medicare-approved services and procedures. The 20% can add up.

3. Additional benefits not available with Original Medicare

Want routine dental coverage? Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) don't offer comprehensive dental, vision, or hearing coverage. These services would be entirely out-of-pocket for you.

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Medicare Advantage Companies in Houston

10 insurance companies offer Medicare Advantage plans in Houston.

Medicare Advantage Insurance Companies in Houston
Aetna Medicare
Blue Cross and Blue Shield
Cigna Healthcare
Devoted Health
Humana
KelseyCare Advantage
Memorial Hermann Health Plan
Molina Healthcare
UnitedHealthcare
Wellcare

Top 5 Medicare Advantage Insurance Companies in Houston

These 5 Medicare Advantage insurance companies enroll the largest amount of Medicare beneficiaries in Houston. They offer the most popular plans.

# Medicare Advantage Insurance Companies in Houston
1 Sierra Health And Life Insurance Company, Inc.
2 Aetna Life Insurance Company
3 Physicians Health Choice Of Texas, Llc
4 Healthspring Life & Health Insurance Company, Inc.
5 Selectcare Of Texas, Inc.

2025 Houston Medicare Advantage Plans

There are 52 Medicare Advantage plans to choose from in Houston. Below are the many available options. Click on any of the links to review additional plan details.

Medicare Advantage Plan Name Plan Type Monthly Plan Premium Maximum Out-of-Pocket Rx Deductible Medicare Star Rating
KelseyCare Advantage Honor (HMO) Local HMO $0.00 $3,850.00 - 5
KelseyCare Advantage Classic (HMO) Local HMO $0.00 $3,450.00 $100.00 5
KelseyCare Advantage Freedom (HMO-POS) Local HMO $0.00 $3,450.00 $100.00 5
KelseyCare Advantage Signature (HMO) Local HMO $0.00 $4,000.00 $0.00 5
KelseyCare Advantage Secure (HMO) Local HMO $0.00 $3,850.00 $0.00 5
KelseyCare Advantage Thrive (HMO-POS) Local HMO $0.00 $6,000.00 $100.00 5
AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) Local HMO $0.00 $5,500.00 - 4.5
AARP Medicare Advantage from UHC TX-0015 (HMO-POS) Local HMO $0.00 $3,800.00 $0.00 4.5
HumanaChoice H5216-043 (PPO) Local PPO $0.00 $6,700.00 $0.00 4.5
Humana USAA Honor (PPO) Local PPO $0.00 $5,400.00 - 4.5
Humana USAA Honor (PPO) Local PPO $0.00 $6,900.00 - 4.5
Humana USAA Honor with Rx (PPO) Local PPO $0.00 $6,900.00 $480.00 4.5
Devoted CORE Greater Houston (HMO) Local HMO $0.00 $3,400.00 $0.00 4.5
Devoted PRIME Greater Houston (HMO) Local HMO $15.00 $3,400.00 $0.00 4.5
Devoted GIVEBACK Greater Houston (HMO) Local HMO $0.00 $6,900.00 $395.00 4.5
Humana Gold Plus H0028-042 (HMO) Local HMO $0.00 $3,450.00 $0.00 4
Cigna Courage Medicare (HMO) Local HMO $0.00 $4,300.00 - 4
Cigna Preferred Medicare (HMO) Local HMO $0.00 $3,400.00 $0.00 4
Cigna Alliance Medicare (HMO) Local HMO $0.00 $2,900.00 $0.00 4
Cigna Preferred Savings Medicare (HMO) Local HMO $0.00 $6,900.00 $0.00 4
AARP Medicare Advantage from UHC TX-0009 (HMO-POS) Local HMO $0.00 $5,900.00 $0.00 4
Aetna Medicare Premier Plan (HMO) Local HMO $0.00 $6,350.00 $150.00 4
AARP Medicare Advantage from UHC TX-0006 (PPO) Local PPO $0.00 $6,700.00 $245.00 3.5
AARP Medicare Advantage from UHC TX-0031 (PPO) Local PPO $0.00 $7,900.00 $350.00 3.5
AARP Medicare Advantage Patriot No Rx TX-MA05 (PPO) Local PPO $0.00 $6,900.00 - 3.5
Aetna Medicare Choice Plan (PPO) Local PPO $0.00 $5,900.00 $250.00 3.5
Aetna Medicare Value Plus (PPO) Local PPO $18.70 $5,900.00 $300.00 3.5
HumanaChoice R4182-001 (Regional PPO) Regional PPO $0.00 $5,100.00 - 3.5
HumanaChoice R4182-003 (Regional PPO) Regional PPO $72.00 $6,900.00 $175.00 3.5
HumanaChoice R4182-004 (Regional PPO) Regional PPO $49.00 $6,900.00 $275.00 3.5
UHC Medicare Advantage TX-0030 (Regional PPO) Regional PPO $48.00 $7,550.00 $395.00 3.5
Wellcare TexanPlus Classic No Premium (HMO) Local HMO $0.00 $3,400.00 $0.00 3
Wellcare TexanPlus Patriot Giveback (HMO) Local HMO $0.00 $3,000.00 - 3
Wellcare TexanPlus No Premium (HMO-POS) Local HMO $0.00 $3,400.00 $250.00 3
Blue Cross Medicare Advantage Complete (PPO) Local PPO $0.00 $5,900.00 $0.00 3
Blue Cross Medicare Advantage Flex (PPO) Local PPO $238.00 $0.00 $545.00 3
Blue Cross Medicare Advantage Dental Premier (PPO) Local PPO $0.00 $6,700.00 $545.00 3
Blue Cross Medicare Advantage Health Choice (PPO) Local PPO $0.00 $6,900.00 $545.00 3
Blue Cross Medicare Advantage Protect (PPO) Local PPO $0.00 $6,350.00 - 3
Memorial Hermann Advantage (HMO) Local HMO $0.00 $2,950.00 $0.00 3
Memorial Hermann Prime Value MA Only (HMO) Local HMO $0.00 $2,950.00 - 3
Cigna True Choice Medicare (PPO) Local PPO $0.00 $6,100.00 $0.00 3
Aetna Medicare Select Plan (HMO) Local HMO $0.00 $3,850.00 $150.00 3
Blue Cross Medicare Advantage Value (HMO) Local HMO $0.00 $3,850.00 $0.00 3
Blue Cross Medicare Advantage Dental Value (HMO) Local HMO $0.00 $3,850.00 $545.00 3
Blue Cross Medicare Advantage Saver (HMO) Local HMO $0.00 $6,900.00 $0.00 3
Wellcare Mutual of Omaha No Premium Open (PPO) Local PPO $0.00 $6,700.00 $200.00 2.5
Wellcare No Premium Rx Plus Open (PPO) Local PPO $0.00 $6,000.00 $300.00 2.5
Wellcare Mutual of Omaha No Premium Secure Open (PPO) Local PPO $0.00 $5,900.00 $0.00 2.5
Molina Medicare Choice Care (HMO) Local HMO $0.00 $8,300.00 $125.00 2.5
Molina Medicare Choice Care Select (HMO) Local HMO $0.00 $8,300.00 $200.00 2.5

Top 22 Medicare Advantage Plans with the Highest Star Ratings in Houston

The Centers for Medicare and Medicaid Services (CMS) rates all Medicare Advantage plans on a scale of 1 to 5 stars. Plans with one star are considered “poor,” while those with five stars are considered “excellent.” Any plan that is four stars and higher is a “top-rated” plan. These are the plans with the highest star ratings in Houston.

# Plan Name Plan Type Monthly Plan Premium Maximum Out-of-Pocket Rx Deductible Medicare Star Rating
1 KelseyCare Advantage Honor (HMO) Local HMO $0.00 $3,850.00 - 5
2 KelseyCare Advantage Classic (HMO) Local HMO $0.00 $3,450.00 $100.00 5
3 KelseyCare Advantage Freedom (HMO-POS) Local HMO $0.00 $3,450.00 $100.00 5
4 KelseyCare Advantage Signature (HMO) Local HMO $0.00 $4,000.00 $0.00 5
5 KelseyCare Advantage Secure (HMO) Local HMO $0.00 $3,850.00 $0.00 5
6 KelseyCare Advantage Thrive (HMO-POS) Local HMO $0.00 $6,000.00 $100.00 5
7 AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) Local HMO $0.00 $5,500.00 - 4.5
8 AARP Medicare Advantage from UHC TX-0015 (HMO-POS) Local HMO $0.00 $3,800.00 $0.00 4.5
9 HumanaChoice H5216-043 (PPO) Local PPO $0.00 $6,700.00 $0.00 4.5
10 Humana USAA Honor (PPO) Local PPO $0.00 $5,400.00 - 4.5
11 Humana USAA Honor (PPO) Local PPO $0.00 $6,900.00 - 4.5
12 Humana USAA Honor with Rx (PPO) Local PPO $0.00 $6,900.00 $480.00 4.5
13 Devoted CORE Greater Houston (HMO) Local HMO $0.00 $3,400.00 $0.00 4.5
14 Devoted PRIME Greater Houston (HMO) Local HMO $15.00 $3,400.00 $0.00 4.5
15 Devoted GIVEBACK Greater Houston (HMO) Local HMO $0.00 $6,900.00 $395.00 4.5
16 Humana Gold Plus H0028-042 (HMO) Local HMO $0.00 $3,450.00 $0.00 4
17 Cigna Courage Medicare (HMO) Local HMO $0.00 $4,300.00 - 4
18 Cigna Preferred Medicare (HMO) Local HMO $0.00 $3,400.00 $0.00 4
19 Cigna Alliance Medicare (HMO) Local HMO $0.00 $2,900.00 $0.00 4
20 Cigna Preferred Savings Medicare (HMO) Local HMO $0.00 $6,900.00 $0.00 4
21 AARP Medicare Advantage from UHC TX-0009 (HMO-POS) Local HMO $0.00 $5,900.00 $0.00 4
22 Aetna Medicare Premier Plan (HMO) Local HMO $0.00 $6,350.00 $150.00 4

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Types of Medicare Advantage Plans Available in Houston

There are 3 Medicare Advantage plan types you can choose from in Houston. These include: Local HMO, Local PPO, Regional PPO. Not sure which is the best plan for your health needs and budget? We'll walk you through the most popular plan types: Local HMO, Local PPO, Regional PPO. At the end of this section, you'll understand the difference between these three most popular plan types.

Medicare Advantage HMO Plans

You have 29 Medicare Advantage HMO plans to choose from in Houston. An HMO, or Health Maintenance Organization, is a type of health plan that limits coverage to in-network care from doctors who work for or contract with the HMO. Typically, HMO plans won't cover out-of-network care except in an emergency.

Medicare Advantage PPO Plans

There are 23 Medicare Advantage PPO plans in Houston. A PPO, or Preferred Provider Organization, is a type of health plan where you pay less to use doctors in the plan's network. Unlike an HMO, you can see doctors and specialists and use a hospital outside the network without a referral for an additional cost.

PPO plan comparison Connie Health

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Medicare Advantage Special Needs Plans (SNPs)

Special Needs Plans, or SNPs, are a type of Medicare Advantage plan. There are two types of Special Needs Plans that may be available to you: Chronic Special Needs Plans (C-SNP) and Dual Special Needs Plans (D-SNP).

Chronic Special Needs Plans (C-SNP) are limited to people with specific illnesses or characteristics. For example, you may qualify for a C-SNP if you have diabetes, End-Stage Renal Disease (ESRD), HIV/AIDS, dementia, chronic heart failure, or other qualifying illness. Medicare C-SNPs tailor benefits, provider choices, and drug formularies to meet the needs of the special needs groups they serve.

You may qualify for a Dual Special Needs Plan (D-SNP) if you are eligible for Medicare and Medicaid. With a D-SNP, the State of Texas may cover your Medicare costs, depending on your eligibility.

Veteran Benefits & Medicare

If you or your spouse are veterans, you likely have VA benefits. However, the U.S. Department of Veteran Affairs encourages you to sign up for Medicare as soon as you are eligible. Here are three reasons you should speak to a local licensed agent about how VA benefits and Medicare work together:

When to Enroll in a Medicare Advantage Plan in Houston

Knowing when to enroll or make plan changes can help you save money.

Enrolling in a Medicare Advantage plan for the first time, or are you interested in making a plan change? Skip to the section that applies to you - and mark the dates in your calendar.

Enroll for the First Time

If you're new to Medicare, the best time to enroll in a Medicare Advantage plan is during your Initial Enrollment Period. If you miss that, you can still enroll during the General Enrollment Period (January 1 - March 31) or Special Enrollment Period, but likely with penalties.

Birth Graphic Connie Health

Make a Plan Change

The best time to make a plan change is during the Medicare Annual Enrollment Period (October 15 - December 7). During this time, anyone enrolled in Medicare can review their plan options for the coming year and ensure that their plan choice meets their health and budget needs.

Annual Enrollment Period Connie Health

If you need to make a plan change because you moved to a new service area or lost coverage, among other reasons, you could qualify for a Special Enrollment Period.

Whether you're enrolling for the first time or making a plan change, a Medicare Advantage plan could fit your health and budget needs. Medicare in Texas can be confusing, and you don't have to sift through your options alone.

Medicare Advantage Special Needs Plans (SNPs)

Special Needs Plans, or SNPs, are a type of Medicare Advantage plan. There are two types of Special Needs Plans that may be available to you: Chronic Special Needs Plans (C-SNP) and Dual Special Needs Plans (D-SNP).

Chronic Special Needs Plans (C-SNP) are limited to people with specific illnesses or characteristics. For example, you may qualify for a C-SNP if you have diabetes, End-Stage Renal Disease (ESRD), HIV/AIDS, dementia, chronic heart failure, or other qualifying illness. Medicare C-SNPs tailor benefits, provider choices, and drug formularies to meet the needs of the special needs groups they serve.

You may qualify for a Dual Special Needs Plan (D-SNP) if you are eligible for Medicare and Medicaid. With a D-SNP, the State of Texas may cover your Medicare costs, depending on your eligibility.

Veteran Benefits & Medicare

If you or your spouse are veterans, you likely have VA benefits. However, the U.S. Department of Veteran Affairs encourages you to sign up for Medicare as soon as you are eligible. Here are three reasons you should speak to a local licensed agent about how VA benefits and Medicare work together:

Medicare Doctors Near Me in Houston, Texas

Struggling to find a trustworthy doctor who accepts your Medicare plan? It can be a daunting task but don't worry. With Connie Health, you can easily locate Medicare doctors near you.

No more endless phone calls or web searches. Our platform lets you enter your address and plan information (if you have it), and we'll do the rest. Let us help you eliminate the stress of finding a physician who accepts Medicare.

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Frequently Asked Questions

Which doctors near me accept Medicare in Houston?

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How many people are enrolled in a Medicare Advantage plan in Houston?

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Who is eligible for Medicare Advantage plans in Houston?

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Can I buy a Medicare Advantage plan in Houston?

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What is the best time to enroll in a Medicare Advantage plan in Houston?

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Can I enroll in a Medicare Advantage plan anytime?

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What is the best Medicare Advantage plan in Houston?

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How much does a Medicare Advantage plan cost in Houston?

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How much does Medicare cost in Houston?

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What is the difference between a Medicare Advantage and Medicare Supplement?

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Can I switch Medicare Advantage plans in Houston?

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Can I keep my Medicare Advantage plan if I move to a different city in Texas?

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Is Humana Gold Plus a Medicare Advantage plan?

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Does Medicare Advantage cover dental in Houston?

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How to choose a Medicare Advantage plan in Houston?

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Is Humana Choice PPO a Medicare Advantage plan?

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Does Medicare Advantage cover hearing aids in Houston?

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How to compare Medicare Advantage plans in Houston?

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Is Medicare Part C the same as Medicare Advantage?

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What doctors near me accept Medicare in Houston?

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How do I compare Medicare Advantage plans in Houston, Texas?

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Where can I get more information about Medicare Advantage plans in Houston, Texas?

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Medicare Part D plans may be available in the following zip codes in the Houston, Texas. 77047

Sources:

“Explore your Medicare coverage options.” Medicare.gov.

“MA State/County Penetration.” CMS.gov.

“Monthly MA Enrollment by State/County/Contract.” CMS.gov.7

“Prescription Drug Coverage - General Information.” CMS.gov.

“VA healthcare and other insurance.” U.S. Department of Veterans Affairs (VA.gov).

Last updated: December 11, 2025

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