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Medicare Advantage Plans in Clune, Pennsylvania

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While there are 162 Medicare Advantage plans in Pennsylvania, there are 45 plans available to you in Clune, Pennsylvania. Clune is located in Indiana County. Connie Health gathered the plan cost and coverage information that matters most to you. Continue reading to discover the Medicare Advantage plan right for your health & budget and when to enroll.

2025 Medicare Advantage Plan Facts for Clune

Why Choose a Medicare Advantage Plan?

There are three primary reasons you may choose to enroll in a Medicare Advantage plan:

Medicare Advantage value Connie Health

1. Low or no-cost monthly premiums

You have access to a Medicare Advantage plan as low as $0 monthly. If you don't qualify for a $0 premium plan, the average is $83.82 per month. This premium is low, especially compared to a Medicare Supplement plan or your Part B premiums.

2. Lower out-of-pocket costs

Original Medicare doesn't cap their out-of-pocket costs, so you could end up with unexpectedly high medical bills. With Original Medicare Part B, you must pay the premium, deductible, and 20% coinsurance for Medicare-approved services and procedures. The 20% can add up.

3. Additional benefits not available with Original Medicare

Want routine dental coverage? Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) don't offer comprehensive dental, vision, or hearing coverage. These services would be entirely out-of-pocket for you.

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Medicare Advantage Companies in Clune

7 insurance companies offer Medicare Advantage plans in Clune.

Medicare Advantage Insurance Companies in Clune
Aetna Medicare
Highmark Blue Cross Blue Shield or Highmark Blue S
Humana
UPMC for Life
UnitedHealthcare
Wellcare
Wellcare by Allwell

Top 5 Medicare Advantage Insurance Companies in Clune

These 5 Medicare Advantage insurance companies enroll the largest amount of Medicare beneficiaries in Clune. They offer the most popular plans.

# Medicare Advantage Insurance Companies in Clune
1 Upmc Health Plan, Inc.
2 Highmark Senior Health Company
3 Highmark Choice Company
4 Aetna Life Insurance Company
5 Aetna Health Inc. (Pa)

2025 Clune Medicare Advantage Plans

There are 45 Medicare Advantage plans to choose from in Clune. Below are the many available options. Click on any of the links to review additional plan details.

Medicare Advantage Plan Name Plan Type Monthly Plan Premium Maximum Out-of-Pocket Rx Deductible Medicare Star Rating
UPMC for Life HMO No Rx (HMO) Local HMO $0.00 $5,000.00 - 5
UPMC for Life HMO Rx Enhanced (HMO) Local HMO $295.00 $7,550.00 $0.00 5
UPMC for Life HMO Rx (HMO) Local HMO $81.00 $4,500.00 $0.00 5
UPMC for Life HMO Deductible Rx (HMO) Local HMO $20.80 $6,000.00 $0.00 5
UPMC for Life HMO Rx Choice (HMO) Local HMO $36.00 $4,500.00 $0.00 5
Security Blue HMO-POS ValueRx (HMO-POS) Local HMO $48.00 $5,500.00 $0.00 5
Community Blue Medicare HMO Prestige (HMO) Local HMO $41.00 $5,500.00 $0.00 5
Security Blue HMO-POS Basic (HMO-POS) Local HMO $48.00 $5,900.00 - 5
Security Blue HMO-POS Standard (HMO-POS) Local HMO $182.00 $5,000.00 $0.00 5
Security Blue HMO-POS Deluxe (HMO-POS) Local HMO $245.00 $4,500.00 $0.00 5
Community Blue Medicare HMO Signature (HMO) Local HMO $0.00 $5,500.00 $0.00 5
UPMC for Life PPO High Deductible Rx (PPO) Local PPO $29.50 $7,550.00 $0.00 5
UPMC for Life PPO Rx Enhanced (PPO) Local PPO $134.00 $7,550.00 $0.00 5
UPMC for Life PPO Salute (PPO) Local PPO $0.00 $5,500.00 - 5
UPMC for Life PPO Premier Rx (PPO) Local PPO $0.00 $6,500.00 $0.00 5
UPMC for Life PPO Rx Choice (PPO) Local PPO $23.00 $5,500.00 $0.00 5
Freedom Blue PPO Classic (PPO) Local PPO $271.00 $4,500.00 $0.00 4.5
Freedom Blue PPO Select (PPO) Local PPO $158.00 $5,000.00 $0.00 4.5
Freedom Blue PPO ValueRx (PPO) Local PPO $64.00 $5,500.00 $0.00 4.5
Complete Blue PPO Distinct (PPO) Local PPO $27.00 $5,500.00 $0.00 4.5
Complete Blue PPO Signature (PPO) Local PPO $0.00 $6,500.00 $0.00 4.5
Freedom Blue PPO Valor (PPO) Local PPO $0.00 $6,000.00 - 4.5
Complete Blue PPO Premier (PPO) Local PPO $46.00 $4,900.00 $0.00 4.5
Aetna Medicare Advantra Gold (HMO-POS) Local HMO $19.00 $4,900.00 $0.00 4.5
Aetna Medicare Advantra Silver (HMO-POS) Local HMO $0.00 $5,500.00 $0.00 4.5
Aetna Medicare Advantra Eagle (HMO-POS) Local HMO $0.00 $3,900.00 - 4.5
Aetna Medicare Value Plus (PPO) Local PPO $13.00 $6,001.00 $0.00 4.5
Aetna Medicare Advantra Credit Value (PPO) Local PPO $0.00 $7,550.00 $0.00 4.5
AARP Medicare Advantage from UHC PA-0012 (PPO) Local PPO $0.00 $8,300.00 $295.00 4
AARP Medicare Advantage from UHC PA-0017 (PPO) Local PPO $0.00 $6,500.00 $0.00 4
Aetna Medicare Silver (HMO-POS) Local HMO $37.00 $7,550.00 $250.00 4
Aetna Medicare Gold Plan (PPO) Local PPO $145.00 $7,550.00 $250.00 4
Aetna Medicare Value (PPO) Local PPO $0.00 $6,400.00 $0.00 4
HumanaChoice H5525-017 (PPO) Local PPO $26.00 $6,300.00 $0.00 4
HumanaChoice R0923-001 (Regional PPO) Regional PPO $0.00 $4,500.00 - 4
HumanaChoice R0923-002 (Regional PPO) Regional PPO $46.00 $6,700.00 $0.00 4
AARP Medicare Advantage from UHC PA-0002 (HMO-POS) Local HMO $0.00 $5,900.00 $0.00 3.5
AARP Medicare Advantage from UHC PA-0003 (HMO-POS) Local HMO $39.00 $5,200.00 $0.00 3.5
AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) Local HMO $0.00 $6,700.00 - 3.5
Wellcare No Premium (HMO) Local HMO $0.00 $6,700.00 $0.00 3.5
Wellcare Assist (HMO) Local HMO $21.30 $7,550.00 $435.00 3.5
Wellcare Patriot Giveback (HMO) Local HMO $0.00 $7,550.00 - 3.5
Wellcare No Premium (HMO) Local HMO $0.00 $7,000.00 $0.00 3.5
Wellcare No Premium Open (PPO) Local PPO $0.00 $6,700.00 $160.00 2.5
Wellcare Giveback Open (PPO) Local PPO $0.00 $7,550.00 $545.00 2.5

Top 36 Medicare Advantage Plans with the Highest Star Ratings in Clune

The Centers for Medicare and Medicaid Services (CMS) rates all Medicare Advantage plans on a scale of 1 to 5 stars. Plans with one star are considered “poor,” while those with five stars are considered “excellent.” Any plan that is four stars and higher is a “top-rated” plan. These are the plans with the highest star ratings in Clune.

# Plan Name Plan Type Monthly Plan Premium Maximum Out-of-Pocket Rx Deductible Medicare Star Rating
1 UPMC for Life HMO No Rx (HMO) Local HMO $0.00 $5,000.00 - 5
2 UPMC for Life HMO Rx Enhanced (HMO) Local HMO $295.00 $7,550.00 $0.00 5
3 UPMC for Life HMO Rx (HMO) Local HMO $81.00 $4,500.00 $0.00 5
4 UPMC for Life HMO Deductible Rx (HMO) Local HMO $20.80 $6,000.00 $0.00 5
5 UPMC for Life HMO Rx Choice (HMO) Local HMO $36.00 $4,500.00 $0.00 5
6 Security Blue HMO-POS ValueRx (HMO-POS) Local HMO $48.00 $5,500.00 $0.00 5
7 Community Blue Medicare HMO Prestige (HMO) Local HMO $41.00 $5,500.00 $0.00 5
8 Security Blue HMO-POS Basic (HMO-POS) Local HMO $48.00 $5,900.00 - 5
9 Security Blue HMO-POS Standard (HMO-POS) Local HMO $182.00 $5,000.00 $0.00 5
10 Security Blue HMO-POS Deluxe (HMO-POS) Local HMO $245.00 $4,500.00 $0.00 5
11 Community Blue Medicare HMO Signature (HMO) Local HMO $0.00 $5,500.00 $0.00 5
12 UPMC for Life PPO High Deductible Rx (PPO) Local PPO $29.50 $7,550.00 $0.00 5
13 UPMC for Life PPO Rx Enhanced (PPO) Local PPO $134.00 $7,550.00 $0.00 5
14 UPMC for Life PPO Salute (PPO) Local PPO $0.00 $5,500.00 - 5
15 UPMC for Life PPO Premier Rx (PPO) Local PPO $0.00 $6,500.00 $0.00 5
16 UPMC for Life PPO Rx Choice (PPO) Local PPO $23.00 $5,500.00 $0.00 5
17 Freedom Blue PPO Classic (PPO) Local PPO $271.00 $4,500.00 $0.00 4.5
18 Freedom Blue PPO Select (PPO) Local PPO $158.00 $5,000.00 $0.00 4.5
19 Freedom Blue PPO ValueRx (PPO) Local PPO $64.00 $5,500.00 $0.00 4.5
20 Complete Blue PPO Distinct (PPO) Local PPO $27.00 $5,500.00 $0.00 4.5
21 Complete Blue PPO Signature (PPO) Local PPO $0.00 $6,500.00 $0.00 4.5
22 Freedom Blue PPO Valor (PPO) Local PPO $0.00 $6,000.00 - 4.5
23 Complete Blue PPO Premier (PPO) Local PPO $46.00 $4,900.00 $0.00 4.5
24 Aetna Medicare Advantra Gold (HMO-POS) Local HMO $19.00 $4,900.00 $0.00 4.5
25 Aetna Medicare Advantra Silver (HMO-POS) Local HMO $0.00 $5,500.00 $0.00 4.5
26 Aetna Medicare Advantra Eagle (HMO-POS) Local HMO $0.00 $3,900.00 - 4.5
27 Aetna Medicare Value Plus (PPO) Local PPO $13.00 $6,001.00 $0.00 4.5
28 Aetna Medicare Advantra Credit Value (PPO) Local PPO $0.00 $7,550.00 $0.00 4.5
29 AARP Medicare Advantage from UHC PA-0012 (PPO) Local PPO $0.00 $8,300.00 $295.00 4
30 AARP Medicare Advantage from UHC PA-0017 (PPO) Local PPO $0.00 $6,500.00 $0.00 4
31 Aetna Medicare Silver (HMO-POS) Local HMO $37.00 $7,550.00 $250.00 4
32 Aetna Medicare Gold Plan (PPO) Local PPO $145.00 $7,550.00 $250.00 4
33 Aetna Medicare Value (PPO) Local PPO $0.00 $6,400.00 $0.00 4
34 HumanaChoice H5525-017 (PPO) Local PPO $26.00 $6,300.00 $0.00 4
35 HumanaChoice R0923-001 (Regional PPO) Regional PPO $0.00 $4,500.00 - 4
36 HumanaChoice R0923-002 (Regional PPO) Regional PPO $46.00 $6,700.00 $0.00 4

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Types of Medicare Advantage Plans Available in Clune

There are 3 Medicare Advantage plan types you can choose from in Clune. These include: Local HMO, Local PPO, Regional PPO. Not sure which is the best plan for your health needs and budget? We'll walk you through the most popular plan types: Local HMO, Local PPO, Regional PPO. At the end of this section, you'll understand the difference between these three most popular plan types.

Medicare Advantage HMO Plans

You have 22 Medicare Advantage HMO plans to choose from in Clune. An HMO, or Health Maintenance Organization, is a type of health plan that limits coverage to in-network care from doctors who work for or contract with the HMO. Typically, HMO plans won't cover out-of-network care except in an emergency.

Medicare Advantage PPO Plans

There are 23 Medicare Advantage PPO plans in Clune. A PPO, or Preferred Provider Organization, is a type of health plan where you pay less to use doctors in the plan's network. Unlike an HMO, you can see doctors and specialists and use a hospital outside the network without a referral for an additional cost.

PPO plan comparison Connie Health

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Medicare Advantage Special Needs Plans (SNPs)

Special Needs Plans, or SNPs, are a type of Medicare Advantage plan. There are two types of Special Needs Plans that may be available to you: Chronic Special Needs Plans (C-SNP) and Dual Special Needs Plans (D-SNP).

Chronic Special Needs Plans (C-SNP) are limited to people with specific illnesses or characteristics. For example, you may qualify for a C-SNP if you have diabetes, End-Stage Renal Disease (ESRD), HIV/AIDS, dementia, chronic heart failure, or other qualifying illness. Medicare C-SNPs tailor benefits, provider choices, and drug formularies to meet the needs of the special needs groups they serve.

You may qualify for a Dual Special Needs Plan (D-SNP) if you are eligible for Medicare and Medicaid. With a D-SNP, the State of Pennsylvania may cover your Medicare costs, depending on your eligibility.

Veteran Benefits & Medicare

If you or your spouse are veterans, you likely have VA benefits. However, the U.S. Department of Veteran Affairs encourages you to sign up for Medicare as soon as you are eligible. Here are three reasons you should speak to a local licensed agent about how VA benefits and Medicare work together:

When to Enroll in a Medicare Advantage Plan in Clune

Knowing when to enroll or make plan changes can help you save money.

Enrolling in a Medicare Advantage plan for the first time, or are you interested in making a plan change? Skip to the section that applies to you - and mark the dates in your calendar.

Enroll for the First Time

If you're new to Medicare, the best time to enroll in a Medicare Advantage plan is during your Initial Enrollment Period. If you miss that, you can still enroll during the General Enrollment Period (January 1 - March 31) or Special Enrollment Period, but likely with penalties.

Birth Graphic Connie Health

Make a Plan Change

The best time to make a plan change is during the Medicare Annual Enrollment Period (October 15 - December 7). During this time, anyone enrolled in Medicare can review their plan options for the coming year and ensure that their plan choice meets their health and budget needs.

Annual Enrollment Period Connie Health

If you need to make a plan change because you moved to a new service area or lost coverage, among other reasons, you could qualify for a Special Enrollment Period.

Whether you're enrolling for the first time or making a plan change, a Medicare Advantage plan could fit your health and budget needs. Medicare in Pennsylvania can be confusing, and you don't have to sift through your options alone.

Medicare Advantage Special Needs Plans (SNPs)

Special Needs Plans, or SNPs, are a type of Medicare Advantage plan. There are two types of Special Needs Plans that may be available to you: Chronic Special Needs Plans (C-SNP) and Dual Special Needs Plans (D-SNP).

Chronic Special Needs Plans (C-SNP) are limited to people with specific illnesses or characteristics. For example, you may qualify for a C-SNP if you have diabetes, End-Stage Renal Disease (ESRD), HIV/AIDS, dementia, chronic heart failure, or other qualifying illness. Medicare C-SNPs tailor benefits, provider choices, and drug formularies to meet the needs of the special needs groups they serve.

You may qualify for a Dual Special Needs Plan (D-SNP) if you are eligible for Medicare and Medicaid. With a D-SNP, the State of Pennsylvania may cover your Medicare costs, depending on your eligibility.

Veteran Benefits & Medicare

If you or your spouse are veterans, you likely have VA benefits. However, the U.S. Department of Veteran Affairs encourages you to sign up for Medicare as soon as you are eligible. Here are three reasons you should speak to a local licensed agent about how VA benefits and Medicare work together:

Medicare Doctors Near Me in Clune, Pennsylvania

Struggling to find a trustworthy doctor who accepts your Medicare plan? It can be a daunting task but don't worry. With Connie Health, you can easily locate Medicare doctors near you.

No more endless phone calls or web searches. Our platform lets you enter your address and plan information (if you have it), and we'll do the rest. Let us help you eliminate the stress of finding a physician who accepts Medicare.

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Frequently Asked Questions

Which doctors near me accept Medicare in Clune?

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How many people are enrolled in a Medicare Advantage plan in Clune?

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Who is eligible for Medicare Advantage plans in Clune?

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Can I buy a Medicare Advantage plan in Clune?

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What is the best time to enroll in a Medicare Advantage plan in Clune?

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Can I enroll in a Medicare Advantage plan anytime?

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What is the best Medicare Advantage plan in Clune?

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How much does a Medicare Advantage plan cost in Clune?

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How much does Medicare cost in Clune?

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What is the difference between a Medicare Advantage and Medicare Supplement?

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Can I switch Medicare Advantage plans in Clune?

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Can I keep my Medicare Advantage plan if I move to a different city in Pennsylvania?

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Is Humana Gold Plus a Medicare Advantage plan?

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Does Medicare Advantage cover dental in Clune?

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How to choose a Medicare Advantage plan in Clune?

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Is Humana Choice PPO a Medicare Advantage plan?

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Does Medicare Advantage cover hearing aids in Clune?

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How to compare Medicare Advantage plans in Clune?

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Is Medicare Part C the same as Medicare Advantage?

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What doctors near me accept Medicare in Clune?

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How do I compare Medicare Advantage plans in Clune, Pennsylvania?

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Where can I get more information about Medicare Advantage plans in Clune, Pennsylvania?

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Medicare Part D plans may be available in the following zip codes in the Clune, Pennsylvania. 15727

Sources:

“Explore your Medicare coverage options.” Medicare.gov.

“MA State/County Penetration.” CMS.gov.

“Monthly MA Enrollment by State/County/Contract.” CMS.gov.7

“Prescription Drug Coverage - General Information.” CMS.gov.

“VA healthcare and other insurance.” U.S. Department of Veterans Affairs (VA.gov).

Last updated: December 11, 2025

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