2024 Medicare Advantage Plan Facts for Dahlgren

  • 30.62% of Medicare beneficiaries are enrolled in a Medicare Advantage plan in Dahlgren.
  • All Medicare beneficiaries in Dahlgren have access to a $0 premium plan.
  • There are 15 $0 premium Medicare Advantage plans available in Dahlgren.
  • For those that pay a premium, the average is $63.97 per month.
  • The average out-of-pocket maximum is $4,935.71 per year.
  • The average prescription drug plan deductible (for plans that include Part D) is $495.83 per month.
  • There are 12 plans available in Dahlgren that Medicare rated four stars or higher.
  • There are 3 Medicare Advantage plan types you can choose from, including: Local HMO, Local PPO, Regional PPO.
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Speak with a local licensed insurance agent

(Monday-Saturday 8am - 8pm, Sunday 9am - 5pm)

No obligation to enroll

1-888-813-8911
(TTY: 711)

Why Choose a Medicare Advantage Plan?

There are three primary reasons you may choose to enroll in a Medicare Advantage plan:

  1. Low or no-cost monthly premiums,
  2. Lower out-of-pocket costs, and
  3. Additional benefits such as comprehensive dental, vision, hearing, and more.
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1. Low or no-cost monthly premiums

You have access to a Medicare Advantage plan as low as $0 monthly. If you don't qualify for a $0 premium plan, the average is $63.97 per month. This premium is low, especially compared to a Medicare Supplement plan or your Part B premiums.

2. Lower out-of-pocket costs

Original Medicare doesn't cap their out-of-pocket costs, so you could end up with unexpectedly high medical bills. With Original Medicare Part B, you must pay the premium, deductible, and 20% coinsurance for Medicare-approved services and procedures. The 20% can add up.

3. Additional benefits not available with Original Medicare

Want routine dental coverage? Medicare Part A (hospital insurance) and Medicare Part B (medical insurance) don't offer comprehensive dental, vision, or hearing coverage. These services would be entirely out-of-pocket for you.

The good news? Medicare Advantage plans have low or no-cost premiums, an out-of-pocket maximum, offer additional benefits, and are regulated by the Centers for Medicare & Medicaid Services (CMS). With a Medicare Advantage plan, you could receive prescription drug coverage, routine dental, vision, hearing, transportation, reduced cost-sharing, a gym membership, and more.

Connie Health can help you compare your plan options. Call 1-888-813-8911 to speak with a local licensed agent or explore the 2024 Dahlgren Medicare Advantage plans below.
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Medicare Advantage Companies in Dahlgren

5 insurance companies offer Medicare Advantage plans in Dahlgren.

Medicare Advantage Insurance Companies in Dahlgren
Aetna Medicare
Blue Cross and Blue Shield
Humana
UnitedHealthcare
Wellcare

Top 5 Medicare Advantage Insurance Companies in Dahlgren

These 5 Medicare Advantage insurance companies enroll the largest amount of Medicare beneficiaries in Dahlgren. They offer the most popular plans.

2024 Dahlgren Medicare Advantage Plans

There are 22 Medicare Advantage plans to choose from in Dahlgren. Below are the many available options. Click on any of the links to review additional plan details.

Medicare Advantage Plan Name Plan Type Monthly Plan Premium Maximum Out-of-Pocket Rx Deductible Medicare Star Rating
Humana USAA Honor (PPO) Local PPO $0.00 $5,500.00 - 4.5
HumanaChoice H5216-399 (PPO) Local PPO $30.00 $3,900.00 $0.00 4.5
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) Local HMO $29.00 $3,800.00 $0.00 4.5
HumanaChoice H5525-068 (PPO) Local PPO $0.00 $4,200.00 $250.00 4
Aetna Medicare Value (PPO) Local PPO $0.00 $4,650.00 $0.00 4
Aetna Medicare Premier (PPO) Local PPO $13.00 $4,650.00 $0.00 4
Aetna Medicare Discover Value Plus (PPO) Local PPO $27.80 $3,950.00 $0.00 4
AARP Medicare Advantage from UHC IL-0003 (PPO) Local PPO $49.00 $3,400.00 $0.00 4
AARP Medicare Advantage Walgreens from UHC IL-0006 (PPO) Local PPO $0.00 $5,900.00 $0.00 4
AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) Local PPO $0.00 $5,900.00 - 4
Humana USAA Honor (Regional PPO) Regional PPO $0.00 $5,500.00 - 4
HumanaChoice R5361-002 (Regional PPO) Regional PPO $97.00 $6,700.00 $545.00 4
Wellcare No Premium Essential (HMO) Local HMO $0.00 $2,900.00 $0.00 3
Wellcare No Premium Essential Value (HMO) Local HMO $0.00 $2,900.00 $0.00 3
Blue Cross Medicare Advantage Flex (PPO) Local PPO $202.00 $0.00 $545.00 3
Blue Cross Medicare Advantage Classic (PPO) Local PPO $0.00 $5,900.00 $0.00 3
Blue Cross Medicare Advantage Health Choice (PPO) Local PPO $0.00 $6,900.00 $545.00 3
Blue Cross Medicare Advantage Protect (PPO) Local PPO $0.00 $6,350.00 - 3
Blue Cross Medicare Advantage Dental Premier (PPO) Local PPO $0.00 $7,550.00 $545.00 3
Blue Cross Medicare Advantage Basic (HMO) Local HMO $0.00 $4,900.00 $0.00 2.5
Wellcare No Premium Open (PPO) Local PPO $0.00 $3,200.00 $0.00 2.5
Wellcare Giveback Open (PPO) Local PPO $0.00 $5,000.00 $545.00 2.5

Top 12 Medicare Advantage Plans with the Highest Star Ratings in Dahlgren

The Centers for Medicare and Medicaid Services (CMS) rates all Medicare Advantage plans on a scale of 1 to 5 stars. Plans with one star are considered “poor,” while those with five stars are considered “excellent.” Any plan that is four stars and higher is a “top-rated” plan. These are the plans with the highest star ratings in Dahlgren.

# Plan Name Plan Type Monthly Plan Premium Maximum Out-of-Pocket Rx Deductible Medicare Star Rating
1 Humana USAA Honor (PPO) Local PPO $0.00 $5,500.00 - 4.5
2 HumanaChoice H5216-399 (PPO) Local PPO $30.00 $3,900.00 $0.00 4.5
3 AARP Medicare Advantage from UHC IA-0002 (HMO-POS) Local HMO $29.00 $3,800.00 $0.00 4.5
4 HumanaChoice H5525-068 (PPO) Local PPO $0.00 $4,200.00 $250.00 4
5 Aetna Medicare Value (PPO) Local PPO $0.00 $4,650.00 $0.00 4
6 Aetna Medicare Premier (PPO) Local PPO $13.00 $4,650.00 $0.00 4
7 Aetna Medicare Discover Value Plus (PPO) Local PPO $27.80 $3,950.00 $0.00 4
8 AARP Medicare Advantage from UHC IL-0003 (PPO) Local PPO $49.00 $3,400.00 $0.00 4
9 AARP Medicare Advantage Walgreens from UHC IL-0006 (PPO) Local PPO $0.00 $5,900.00 $0.00 4
10 AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) Local PPO $0.00 $5,900.00 - 4
11 Humana USAA Honor (Regional PPO) Regional PPO $0.00 $5,500.00 - 4
12 HumanaChoice R5361-002 (Regional PPO) Regional PPO $97.00 $6,700.00 $545.00 4

Find the right Medicare plan for you

Types of Medicare Advantage Plans Available in Dahlgren

There are 3 Medicare Advantage plan types you can choose from in Dahlgren. These include: Local HMO, Local PPO, Regional PPO. Not sure which is the best plan for your health needs and budget? We'll walk you through the most popular plan types: Local HMO, Local PPO, Regional PPO. At the end of this section, you'll understand the difference between these three most popular plan types.

Medicare Advantage HMO Plans

You have 4 Medicare Advantage HMO plans to choose from in Dahlgren. An HMO, or Health Maintenance Organization, is a type of health plan that limits coverage to in-network care from doctors who work for or contract with the HMO. Typically, HMO plans won't cover out-of-network care except in an emergency.

Medicare Advantage PPO Plans

There are 18 Medicare Advantage PPO plans in Dahlgren. A PPO, or Preferred Provider Organization, is a type of health plan where you pay less to use doctors in the plan's network. Unlike an HMO, you can see doctors and specialists and use a hospital outside the network without a referral for an additional cost.

Venn diagram comparing Medicare Advantage HMO and PPO plans
Still not sure if an HMO or PPO plan is best for you? A local licensed agent can help you choose the right plan for your health needs and budget - Call 1-888-813-8911 to speak with an agent today.

Medicare Advantage Special Needs Plans (SNPs)

Special Needs Plans, or SNPs, are a type of Medicare Advantage plan. There are two types of Special Needs Plans that may be available to you: Chronic Special Needs Plans (C-SNP) and Dual Special Needs Plans (D-SNP).

Chronic Special Needs Plans (C-SNP) are limited to people with specific illnesses or characteristics. For example, you may qualify for a C-SNP if you have diabetes, End-Stage Renal Disease (ESRD), HIV/AIDS, dementia, chronic heart failure, or other qualifying illness. Medicare C-SNPs tailor benefits, provider choices, and drug formularies to meet the needs of the special needs groups they serve.

You may qualify for a Dual Special Needs Plan (D-SNP) if you are eligible for Medicare and Medicaid. With a D-SNP, the State of Illinois may cover your Medicare costs, depending on your eligibility.

Plans are available to fit your health and finances. You may qualify for a C-SNP or a D-SNP. Call Connie Health at 1-888-813-8911 to determine your eligibility for these tailored plans.

Veteran Benefits & Medicare

If you or your spouse are veterans, you likely have VA benefits. However, the U.S. Department of Veteran Affairs encourages you to sign up for Medicare as soon as you are eligible. Here are three reasons you should speak to a local licensed agent about how VA benefits and Medicare work together:

  1. Having Medicare means you're covered when you need care from a non-VA hospital or doctor, which also offers you greater health options.
  2. VA benefits and health care could change in the future, so you should enroll in every health care benefit that you are eligible for.
  3. If you lose VA benefits and aren't enrolled in Medicare, you could face Medicare Part B and Part D lifetime late enrollment penalties.
Connie Health can help you find a plan that works with your Veteran benefits. Call 1-888-813-8911 to speak with a local licensed agent today.
Image of David Luna, co-founder and Chief Revenue Officer of Connie Health

Speak with a local licensed insurance agent

(Monday-Saturday 8am - 8pm, Sunday 9am - 5pm)

No obligation to enroll

1-888-813-8911
(TTY: 711)

When to Enroll in a Medicare Advantage Plan in Dahlgren

Knowing when to enroll or make plan changes can help you save money.

Enrolling in a Medicare Advantage plan for the first time, or are you interested in making a plan change? Skip to the section that applies to you - and mark the dates in your calendar.

Enroll for the First Time

If you're new to Medicare, the best time to enroll in a Medicare Advantage plan is during your Initial Enrollment Period. If you miss that, you can still enroll during the General Enrollment Period (January 1 - March 31) or Special Enrollment Period, but likely with penalties.

Image showing the Initial Enrollment Period for a Medicare Advantage Plan, which is 3 months before or after your 65th birth month

Make a Plan Change

The best time to make a plan change is during the Medicare Annual Enrollment Period (October 15 - December 7). During this time, anyone enrolled in Medicare can review their plan options for the coming year and ensure that their plan choice meets their health and budget needs.

Image showing the Medicare Annual Enrollment Period (AEP), between October 15th and December 7th

If you need to make a plan change because you moved to a new service area or lost coverage, among other reasons, you could qualify for a Special Enrollment Period.

Whether you're enrolling for the first time or making a plan change, a Medicare Advantage plan could fit your health and budget needs. Medicare in Illinois can be confusing, and you don't have to sift through your options alone.

A local licensed agent can help. Call 1-888-813-8911 to speak with an agent today and review your frequently asked questions below.

Medicare Doctors Near Me in Dahlgren, Illinois

Struggling to find a trustworthy doctor who accepts your Medicare plan? It can be a daunting task but don't worry. With Connie Health, you can easily locate Medicare doctors near you.

No more endless phone calls or web searches. Our platform lets you enter your address and plan information (if you have it), and we'll do the rest. Let us help you eliminate the stress of finding a physician who accepts Medicare.

Why Connie Health

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Local licensed insurance agents:

Independent agents, who live and work in your community, can help you access the best care for you in your area.

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Compare all major insurance:

Our technology will help you find the plan that best fits your budget and health needs.

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Our service is free:

You receive unbiased advice since our agents receive the same commission regardless of the insurance plan selected.

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Ongoing support:

Once you have selected an insurance plan, your dedicated team will help you use your benefits and answer your questions.

A licensed agent is ready to answer your questions. Please call Connie Health at 1-888-813-8911 for help finding a plan tailored to your health and budget.
Image of David Luna, co-founder and Chief Revenue Officer of Connie Health

Speak with a local licensed insurance agent

(Monday-Saturday 8am - 8pm, Sunday 9am - 5pm)

No obligation to enroll

1-888-813-8911
(TTY: 711)

Frequently Asked Questions

It’s easy to find a trustworthy doctor that accepts Medicare in Dahlgren. Don’t spend your time on endless phone calls and searches. Instead, the Connie Health tool allows you to enter your address and plan information if you have it. Then, our tool will provide Medicare doctors near you.

Let us help you eliminate the stress of finding a physician who accepts Medicare. Find your Medicare doctor today.

595 of 1,943 eligible Medicare beneficiaries are enrolled in Medicare Advantage plan in Dahlgren. That's of the city's Medicare population. These people have chosen to protect themselves from the potentially high out-of-pocket costs of Original Medicare while receiving extra benefits like comprehensive dental, vision, hearing, and more.

To be eligible for a Medicare Advantage plan in Dahlgren, you must be enrolled in both Original Medicare Part A and Part B, and live in the service area of the Medicare Advantage plan that you’re considering enrolling.

Yes, if you meet the Medicare Advantage eligibility criteria you can enroll in an available Medicare Advantage plan in Dahlgren. To be eligible to enroll in a Medicare Advantage plan, you must already be enrolled in Original Medicare Parts A and B.

The best time to enroll in a Medicare Advantage plan in Dahlgren for the first time is during your unique Initial Enrollment Period. This is when you first become eligible for Medicare.

No, you cannot enroll in a Medicare Advantage plan in Dahlgren at anytime. There are specific enrollment periods when you can enroll in a Medicare Advantage plan for the first time, or change your plan. You can enroll for the first time during your Initial Enrollment Period, the General Enrollment Period, or a Special Enrollment Period. You can make a Medicare Advantage plan change during the Annual Enrollment Period, Medicare Advantage Open Enrollment Period, or a Special Enrollment Period.

The best Medicare Advantage plan in Dahlgren is the plan that best serves your health and budget needs. There is no “best plan” because what serves your neighbor likely won't serve you best. Medicare isn't one-size-fits-all.

Every Medicare beneficiary in Dahlgren has access to a $0 monthly premium Medicare Advantage plan. That is the lowest-cost premium, and there are 15 plans with a $0 premium in Dahlgren. For those who pay a premium, the average monthly cost is $63.97.

Medicare costs include premiums and deductibles, but also copays and coinsurance. These amounts will depend on the plan or plans that you choose. A Medicare Advantage plan in Dahlgren will cost an average of $63.97 per month for the premium, in addition to the Medicare Part B premium and Medicare Part A, if that applies. Out-of-pocket costs will vary depending on the Medicare-approved services or procedures you need and medications. However, the average Medicare Advantage out-of-pocket maximum is $4,935.71 per year, and the average prescription drug plan deductible is $495.83.

A Medicare Advantage plan includes Medicare Part A and B, oftentimes prescription drug coverage, and extra benefits like dental, vision, and hearing. These plans are also called Medicare Part C plans. Medicare Supplement plans, also called Medigap, supplements your Original Medicare benefits and pays for out-of-pocket medical expenses not covered by Part A and Medicare Part B. A Medicare Supplement plan only works with Original Medicare and doesn’t include extra benefits.

Yes, you can switch Medicare Advantage plans during the Annual Enrollment Period from October 15th to December 7th annually or during the Medicare Advantage Open Enrollment Period between January 1st and March 31st each year.

Maybe. Medicare Advantage plan service areas are by county, so if you stay within the same county you may not need to make a plan change. However, you should inform your Connie Health agent if you move to a different city. Your agent can review your address and determine if it's within your plan's service area and you can keep your plan. If not, you will need to choose a new Medicare Advantage plan that's available in your new location.

Yes, Humana Gold Plus is a type of Medicare Advantage plan, specifically a Health Maintenance Organixation (HMO) plan.

Yes, some Medicare Advantage plans cover dental as an additional benefit. Coverage availability and specifics vary by plan and location, so it is best to check with your plan provider for details. If you're looking for a Medicare Advantage plan that offers routine dental, a local licensed Connie Health agent can help review your plan options.

  • Compare the costs, including premiums, deductibles, co-pays, and out-of-pocket maximums.
  • Look into the plan's network of doctors and hospitals.
  • Review the additional benefits offered, such as dental, vision, and hearing coverage.
  • Check the plan's star rating, which indicates its quality and performance.
  • Ensure the plan covers your medications if you need prescription drug coverage.

Yes, Humana Choice PPO is a type of Medicare Advantage plan, specifically a Preferred Provider Organization (PPO) plan.

Some Medicare Advantage plans offer hearing aid coverage as an additional benefit. Coverage specifics can vary, so it is essential to review the details of each plan.

  • Compare costs, coverage options, and additional benefits.
  • Review each plan’s network of providers.
  • Check the star ratings for quality and performance.
  • Evaluate customer reviews and feedback.

Yes, Medicare Part C is the same as Medicare Advantage. It is an alternative way to receive your Medicare benefits through private insurance companies approved by Medicare.

It's easy to find a trustworthy doctor who accepts Medicare in Dahlgren. Don't spend your time on endless phone calls and searches. Instead, the Connie Health tool allows you to enter your address and plan information if you have it. Then, our tool will provide Medicare doctors near you. Let us help you eliminate the stress of finding a physician who accepts Medicare. Find your Medicare doctor today.

You can compare Medicare Advantage plans online or by speaking with a licensed Connie Health agent in your community. A local licensed agent can discuss your Medicare Advantage options via phone, in person, or video chat, whichever you prefer. Call 1-888-813-8911 to schedule an appointment or review your Medicare Advantage options online.

More information about Medicare Advantage plans in Dahlgren is available by calling 1-888-813-8911 and speaking with a local licensed agent in your area. You can make an appointment to speak in person, over the phone, or by video chat. Or by reviewing Medicare Advantage plan options online.

Medicare Advantage plans may be available in the following zip codes in Dahlgren, Illinois: 62828.