Does Mayo Clinic accept Medicare?

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Dear Connie,

I am turning 65 and retiring soon. I’ve been going to the Mayo Clinic and want to keep going there. Does Mayo Clinic accept Medicare? If so, which Medicare plan should I be on?

Many thanks,
Barbara from Surprise, Arizona

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Dear Barbara,

Understandably, you would want to visit a familiar hospital for your healthcare needs.

Funded by the Mayo Foundation, the Mayo Clinic is one of the top hospitals in the United States. They practice integrated medicine in which specialists across departments work together to assess your condition and provide the care you need based on your situation and medical history. The Mayo Clinic is also recognized for its treatment of complex medical conditions. Depending on your health needs, Mayo Clinic may be the best fit for you.

Mayo Clinic is a participating Medicare facility in Arizona, Florida, Rochester, New York, Minnesota, and all Mayo Clinic Health System locations. Mayo Clinic may accept Medicare patients who have Original Medicare (Medicare Part A and Medicare Part B), Medicare Part D prescription drug plans, and Medicare Supplement plans (Medigap) in all their hospitals.

Mayo Clinic does not require doctor referrals for patients to receive care services. However, Medicare requires you to have a doctor’s referral to receive treatment at the Mayo Clinic. You may need to fulfill preauthorization requirements before going to the Mayo Clinic. Medicare health insurance is not accepted for primary care services at the Mayo Family Clinic.

Also, the Mayo Clinic can charge up to 15% more than the Medicare-approved amount for services covered by Medicare Part B. This is called a Medicare Part B excess charge. Some Medicare Supplement plans cover excess charges, depending on the plan.

Agent tip:

“You could be charged 15% more than the Medicare-approved amount. For help affording these costs, considering enrolling in a Medicare Supplement plan that covers excess charges.“

The Mayo Clinic has contracts with private insurance companies, but they do not accept noncontracted Medicare Advantage plans. They will still treat you in an emergency if you are enrolled in a Medicare Advantage plan, but they do not provide routine care. Since you indicated you would like to see the Mayo Clinic, a Medicare Supplement plan may be the best option.

Connie Health can help you find a Medicare Supplement plan that can allow you to visit the Mayo Clinic. Connie Health has a plan comparison tool that sorts your many plan options. Our technology will compare available plans tailored to your needs – quickly narrowing your choices.

If you’d like help ensuring that you pick a plan that best fits your needs, a local licensed Connie Health agent can help. Call (623) 223-8884, and an agent will find a Medicare insurance plan that fits your needs.

Need Help Deciding The Right Medicare Coverage For You?

• Free, unbiased service
• Compare all major plans and carriers
• Local, licensed insurance agents with 25+ years of experience

Call Now Compare Plans

At the Mayo Clinic, Medicare typically pays 80% of the cost for covered services after you meet the Part B deductible ($257 for 2025). The Mayo Clinic may give you an Advance Beneficiary Notice to tell you that you may have to pay for a test if Medicare does not cover it. Medicare pays for tests they deem medically necessary to diagnose and treat illnesses and injuries. Mayo Clinic will give you an Advance Beneficiary Notice to help you decide whether to pay for it yourself or not to perform the service.

I hope this information has been helpful. Everyone should have access to quality care and the services they need. At Connie Health, we want to guide you in making the best healthcare decisions. We want to help you live a healthier and happier life. I wish you the best. Please call us at (623) 223-8884 with additional questions.

Frequently Asked Questions

Does Mayo Clinic accept Medicare Advantage Plans?

No. The Mayo Clinic does not accept noncontracted Medicare Advantage plans.

The Mayo Clinic may accept Medicare patients who have Original Medicare, Medicare Part D, and a Medicare Supplement plan in all their hospitals. They require that you have a doctor’s referral to receive treatment. You may also need to fulfill preauthorization requirements before going to the Mayo Clinic.

If you’d like to receive care at the Mayo Clinic, we can help you review Medicare Supplement plans that cover the 15% excess charges that the Mayo Clinic may charge you above the Medicare-approved amount. Call (623) 223-8884 to speak with a local licensed Connie Health agent who can help you find the plan for your health and budget needs.

Which Mayo Clinic accepts Medicare?

Mayo Clinic is a participating Medicare facility in Arizona, Florida, Rochester, New York, Minnesota, and all Mayo Clinic Health System locations. The Mayo Clinic accepts Original Medicare (Parts A, B, and D) and Medicare Supplement plans (Medigap). Mayo Clinic facilities do not accept noncontracted Medicare Advantage Plans.

If you want to receive care at the Mayo Clinic, a local licensed Connie Health agent can help review your coverage. The Mayo Clinic can charge 15% more than the Medicare-approved amount. A Medicare Supplement plan that covers excess charges could help. Call (623) 223-8884 to review your Medicare coverage.

Does Mayo Clinic accept Medicare Advantage PPO plans?

No, the Mayo Clinic does not accept noncontracted Medicare Advantage PPO plans. However, they welcome Medicare patients with Original Medicare Parts A and B, Medicare Part D, and a Medicare Supplement plan in all their hospitals. A doctor’s referral is required for treatment at the Mayo Clinic, and there may be preauthorization requirements before your visit.

At Connie Health, we understand the importance of finding the right Medicare Supplement plan that covers the 15% excess charges that the Mayo Clinic might impose above the Medicare-approved amount. Our local licensed agents are here to assist you in reviewing and selecting a plan that suits your healthcare needs and budget. Call us at (623) 223-8884 to speak with a friendly Connie Health agent and ensure you receive the care you deserve at the Mayo Clinic or other healthcare facilities.