Does Mayo Clinic accept Medicare?

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Dear Connie,

I am turning 65 and retiring soon. I’ve been going to the Mayo Clinic and want to keep going there. Does Mayo Clinic accept Medicare? If so, which Medicare plan should I be on?

Many thanks,
Barbara from Surprise, Arizona

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Dear Barbara,

Understandably, you would want to visit a hospital for your healthcare needs.

Funded by the Mayo Foundation, the Mayo Clinic is one of the top hospitals in the United States. They practice integrated medicine in which specialists across departments work together to assess your condition and provide the care you need based on your situation and medical history. The Mayo Clinic is also recognized for its treatment of complex medical conditions. Depending on your health needs, Mayo Clinic may be the best fit for you.

Mayo Clinic may accept Medicare patients who have Original Medicare (Medicare Part A and Medicare Part B) and Medicare Supplement plans (Medigap) in all their hospitals. Mayo Clinic does not require doctor referrals for patients to receive care services. However, Medicare requires you to have a doctor’s referral to receive treatment at the Mayo Clinic. You may need to fulfill preauthorization requirements before going to the Mayo Clinic. Medicare health insurance is not accepted for primary care services at the Mayo Family Clinic.

Agent tip:

“The Mayo Clinic does not accept Medicare Advantage plans. They will still treat you in the event of an emergency if you are enrolled in a Medicare Advantage plan, but they do not provide routine care.“

The Mayo Clinic has contracts with private insurance companies, but they do not accept Medicare Advantage plans. They will still treat you in the event of an emergency if you are enrolled in a Medicare Advantage plan, but they do not provide routine care. Since you indicated you would like to see the Mayo Clinic, a Medicare Supplement plan in Arizona may be the best option.

Connie Health can help you find a Medicare Supplement plan that can allow you to visit the Mayo Clinic. Connie Health has a plan comparison tool that sorts your many plan options. Our technology will compare available plans tailored to your needs – quickly narrowing your choices.

If you’d like help ensuring that you pick a plan that best fits your needs, a local licensed Connie Health agent can help. Call (623) 223-8884 (TTY: 711), and an agent will find a Medicare insurance plan that fits your needs.

Need Help Deciding The Right Medicare Coverage For You?

• Free, unbiased service
• Compare all major plans and carriers
• Local, licensed insurance agents with 25+ years of experience

Call Now Compare Plans

At the Mayo Clinic, Medicare typically pays 80% of the cost for covered services after you meet the Part B deductible ($257 for 2025). The Mayo Clinic may give you an Advance Beneficiary Notice to tell you that you may have to pay for a test if Medicare does not cover it. Medicare pays for tests they deem medically necessary to diagnose and treat illnesses and injuries. Mayo Clinic will give you an Advance Beneficiary Notice that will help you decide whether to pay for it yourself or not perform the service.

There are many more ways to take care of your health. Mayo Clinic offers a free e-newsletter with the latest information on health care. The Surprise Senior Center has arts and crafts and fitness activities for you to socialize with others. The Surprise Senior Center offers the SilverSneakers program, an online video workout program free for seniors who have the program as part of their Medicare Advantage plan.

I hope this information has been helpful. Everyone should have access to quality care and the services they need. At Connie Health, we want to guide you to make the best healthcare decisions. We want to help you live a healthier and happier life. I wish you the best. Please call us at (623) 223-8884 with additional questions.

Sources

Mayo Clinic Coordination of Benefits (COB) – Patient Guide.

Mayo Clinic and Medicare. 

Last updated: February 27, 2023

Frequently Asked Questions

Does Mayo Clinic accept Medicare Advantage Plans?

No. The Mayo Clinic does not accept Medicare Advantage plans.

The Mayo Clinic may accept Medicare patients who have Original Medicare and a Medicare Supplement plan in all their hospitals. They require that you have a doctor’s referral to receive treatment. You may also need to fulfill reauthorization requirements before going to the Mayo Clinic.